Financial planning health check

We follow a process which begins with listening to you. We listen to your needs, your hopes your dreams, and we formulate a plan, which enables us to offer you clear, no-jargon advice on the most appropriate financial products for your personal circumstances.

This is the start of our journey together, to prepare the plan to meet your goals, to ensure that you, your family and your assets are protected, and to help you build a brighter, more secure future.

Preparing for your first appointment

Everyone's needs are different so before we get together, it's worth asking yourself what you really want to get from the planning service, so please review the following checklist which will give you some areas to consider:

Areas to consider:

Current financial position

1. Your current assets and liabilities
2. Your cash flow and how you spend
3. Cash reserves & savings
4. Overdrafts & loans
5. Current mortgage & mortgage needs
6. Current tax position

Protection planning

1. Cover in place in place in the event of disability, illness or premature death
2. Protecting your ability to meet savings/education objectives
3. Insurance needs & planning for business continuation
4. Protecting your personal assets
5. Health & long term care provisions