ISAs represent a tax-efficient container into which to place cash savings and investments in equities, bonds, collectives (see below) and insurance policies.

The cash portion, currently up to £3600 per year, is usually a deposit with a bank or building society and because it is an ISA, interest and growth is not taxable.

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Individual Savings Accounts (ISAs)
6/01/2009
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Total Wealth Solutions Limited
St Martin's House
16 St. Martin's le Grand
London

EC1A 4EN
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Total Wealth Solutions Limited is Authorised and Regulated by the Financial Services Authority.Total Wealth Solutions Limited is entered on the FSA register (www.fsa.gov.uk/register/) under reference 475681